PWA
Murni Solusindo Nusantara

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BI-Fast Smart Gateway

Accelerating the Adoption of BI-FAST

With over 30 years of experience as national payment system provider including SKNBI, a critical national payment system with very high availability, PT Murni introduces SMARTGATEWAY™ to ensure faster, easier, and more cost-effective BI-FAST implementation for every participant – both Banks and non-Bank financial institutions.

implementasi BI-FAST yang lebih cepat
With BI-FAST being a critical national payment system that must be implemented by all participants, Banks as the main participants are required to prepare all the necessary solution and infrastructure as soon as possible.
Considering the very limited timeframe, selecting the right solution provider with proven expertise in national payment system becomes the key to successful and hassle-free BI-FAST implementation.

Entering the New Digital Payment Era with Ease

SMARTGATEWAY™ is the bridge that connects your system with Bank Indonesia’s system.

Reliable and proven workable to perform real-time and straight through payment processing, SMARTGATEWAY™ enables participants to save cost, time, and effort by being so smart, adaptable, and scalable – ensure no to minimum modification on internal system while also highly flexible to accommodate the needs of other digital payment system.

Digital Payment - Memasuki Era Pembayaran Digital dengan Mudah​

The Main Features of SMARTGATEWAYTM

Integrated Open Digital Identity Solutions

Ready-to-use Solution

The answer to critical projects with limited timeframe. Beyond an ordinary middleware application, SMARTGATEWAYTM requires zero to minimal modification on the participants’ part. It also supports various transaction channels & payment systems, making it flexible enough to adapt with current SKNBI format.

Business Systems Integration Consultation Services - PT Murni

Seamless Integration with Multiple Host System

Speed up BI-FAST implementation even further SMARTGATEWAYTM supports various integration methods via different type of interface such as Web Service, API, MQ, Database, and SFTP. It accommodates BI-FAST account inquiry & proxy address as well.

Integrated Open Digital Identity Solutions

Flexible and Holistic Solution

Ready to support your business in the long run SMARTGATEWAYTM does not only facilitate BI-FAST and SKNBI, but also other digital payment systems such as RTGS, bulk payment, SWIFT – all in compliance with ISO20022 payment standards.

Integrated Open Digital Identity Solutions

Real-time Dashboard Monitoring and Alert Notification

Get real-time view of transaction status in one quick glance Trace the status and flow of each transaction easily. The automatic SMS or email notification to authorized users also ensures that you will be aware and react quickly to manage any error or unusual transactions.

Integrated Open Digital Identity Solutions

Secure Data Validation and Encryption

Protect sensitive data by maximising security Ensure data accuracy by validating the outgoing and incoming transactions. Even more, all of the data can be transferred, stored, and encrypted in the database to prevent malicious attempt to access sensitive data.

Integrated Open Digital Identity Solutions

Comprehensive Reporting and Audit Trail

Improve traceability and transparency of all transactions Get scheduled and ad-hoc reporting of all transactions with automatic delivery. Audit trail of transaction flow, process, and status is also available for more effective risk management in critical and fully digital national payment system.

The Key Benefits of SMARTGATEWAYTM

Cut down the cost, time, and process required for BI-FAST implementation

Quick problem solving with higher visibility of transactions’ information in real-time

Optimum investment with compatibility to support other payment systems and future needs

Maximum data security and accuracy

More effective risk management with traceable process

Maximum up time guarantee to support 24/7 and real-time processing

Why PT Murni?

An ICT-based Solution Provider

Since 1992 experience in providing a wide range of products and solutions

An ISO 9001:2015 certified company

Experienced in providing a wide range of products and solutions since 1992

Market leader in banking and financial-related industries

Trusted by major banks in Indonesia to handle nationwide critical projects

To find out more about SMARTGATEWAYTM

Download our Brochure​

Want to know more about our solutions?

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