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Chequebook Issuing Solution
Cheque Book Issuing System

Chequebook Issuing Solution

Provide double security measures for your chequebook with cost-effective MICR printing and cheque personalisation

Cheques remain an important form of payment, and as a result, banks are required to issue faster and more secure chequebooks for customers. 

One of the secure practice of  chequebook printing recommended by Bank Indonesia (BI) is using cheque personalisation.

Two Security Measures in One Solution

SMARTPERSONALISATION™ is a cost-effective and automated chequebook printing solution, enabling two printing technology in one single pass.

This chequebook issuing solution prints high quality MICR using impact printing technology and personalisation (customer and branch information) using inkjet printers.

MICR is used for automated clearing, while personalisation is used for extra security to prevent fraud attempts. With more information presented on the cheque, it will be more difficult for cheques to be forged.

Two Security Measures in One Solution
Cheque Personalisation

What is Cheque Personalisation?

Cheque personalisation is the printing of Payors’ name and account number on the cheque.

The printing of cheque personalisation improves security of chequebook printing due to:

  • Easier identification of Payors when cheque is handed between parties
  • More information applied making it harder for cheques to be forged

The Downside of the Current Chequebook Printing

Chequebook printing system can be done in multiple ways; two of the most common methods are: one is using separated MICR encoder and printer, another option is using only MICR laser printer. However, these current methods of chequebook printing are not efficient and exposed to various potential problems such as higher risks of frauds, higher reject rate, as well as costly and time-consuming process.

To answer the above challenges, we are introducing SMARTPERSONALISATION™, a cost-effective chequebook issuing solution which encodes MICR and prints personalisation automatically in one single pass, providing security and faster process simultaneously.   

The Main Features of
Chequebook Issuing Solution

MICR Encoding

using impact technology

Cheque Personalisation

using inkjet printer

Configurable template

for MICR & personalisation lines

Customer Data Import

to eliminate manual data input

User management

of access rights with log activity reports

Reporting

of cheque printing history featuring easy search

Flexible implementation

for centralised, semi-centralised, and decentralised

The Optional Features of
Chequebook Issuing Solution

Cheque Stock Inventory

to ensure security of blank cheques management

Omni-channel Chequebook Request

To handle chequebook request from various ordering channels

The Integrated Hardware of
Chequebook Issuing Solution

Maverick Mx-4lx

Maverick Mx-4lx

High Volume Cheque Personalisation Encoder

Glory Fuji FZA-2155

Glory Fuji FZA-2155

High Volume Cheque Personalisation Encoder

The Key Benefits of
Chequebook Issuing Solution

Minimised potential cheque fraud with impact printing which is difficult to forge

Reduced MICR reject rate with precise and long lasting MICR printing

Streamlined business process with automatic data entry to core app

Improved traceability with secure management of blank and printed cheques

Efficient business process with automatic MICR and personalisation printing at once

Highly scalable solution for centralised, semi-centralised, and decentralised implementation

To find out more about SMARTPERSONALISATION™

Download our Brochure​

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